PRODUCTS
We provide underwriting-focused expertise designed to evaluate risk, assess exposure, and deliver sound, data-driven decisions. Our approach centers on understanding each group’s specific risk profile to develop practical, strategic underwriting solutions that support long-term stability and profitability.
Stop-loss insurance protects self-funded employers by reimbursing them when healthcare claims exceed a set limit. It’s designed for organizations that want the flexibility of self-funding without taking on unlimited financial risk.
STOP LOSS
ATS Underwriting is privately held and independent, founded on a simple principle: delivering best-in-class products. We specialize in affordable, innovative stop-loss solutions backed by highly rated insurance carriers, providing self-funded employers with protection against large or unexpected claims. By setting clear thresholds—per individual or for the group—stop-loss coverage limits exposure, stabilizes costs, and enables employers to offer comprehensive benefits without taking on unmanageable risk.
With over 30 years of experience, we continue to drive underwriting innovation and embrace new technology, maintaining a flexible, service-focused approach that puts our partners first. Our goal is to be a trusted, creative, and hardworking resource for brokers and their small to mid-market clients, helping them navigate an ever-changing healthcare landscape with confidence.
RFP Guidelines
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